¹ APR = Annual Percentage Rate. All loans are subject to approval and are granted based on individual creditworthiness, the ability to repay, and credit score. Rates start as low as 5.09% APR. Quoted rates include a 0.10% discount for electronic loan payment. Electronic payments may be made by payroll deduction or Automatic Transfer. Rates and terms may not apply to all borrowers, and a down payment may be required. For example, a $20,000 loan with a 72-month term at 6.19% APR will have monthly payments $336.70. To qualify for the 0.25% rate discount, pre-approval must be obtained by 04/11/2026. The 0.25% rate discount and 90-day payment deferral are only valid for vehicles purchased on 04/11/2026 from a participating preferred dealership at the Car Sale and financed with EdFed. Loan must be funded by 04/11/2026. Finance charges begin from the date of loan disbursement. Offer not valid on existing loans and cannot be combined with any other programs or offers except the Summer Skip Program.
² Offer good on all new EdFed auto, boat, recreational vehicles, and motorcycle loans. Offer may be discontinued at any time without prior notice. Cash will be provided as a $100 credit applied to the primary borrower's Prime Share within 30 days of loan funding. Loan must remain open with a balance for a minimum for 14 days to qualify.