2.99% APR on balance transfers for up to 6 months! For a limited time, transfer your existing credit card balances to your EdFed Rewards Visa Credit Card at a special balance transfer rate as low as 2.99% for up to 6 months with no balance transfer fees. For more information, click the "details" button in this email. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌
For a limited time, transfer your higher rate balances to your EdFed Rewards Visa Credit Card at a special balance transfer rate as low as 2.99% APR for up to 6 months.* Balance transfer APRs range from 2.99% to 13.75%, depending on the card's standard APR, which range from 11.25% to 18.00%. Transferred balances will accrue interest at the Balance Transfer APR for 183 days from the card opening date or 09/01/2022, whichever is later, after which the APR will convert to the card's standard APR. With no balance transfer fees and an everyday great low rate, consolidating your credit card balances with EdFed is the smarter choice.

Transferring your higher rate balances to your EdFed Rewards Visa Credit Card is as easy a 1, 2, 3!

 1.  Log in to EdFed 24/SEVEN and transfer funds from your EdFed Rewards Visa Credit Card to your EdFed Checking or Savings Account
 2.  Write a check, make a withdrawal, or set up an automatic payment to pay off your higher rate balances
 3.  Start enjoying lower rates and savings back in your pocket with EdFed's everyday great low rate and outstanding card benefits

Be rewarded and get started with your balance transfer today!


NCUA Logo Equal Housing Lender
Federally insured by NCUA / Equal Housing Lender.
© 2026 Educational Federal Credit Union. All rights reserved.
7800 SW 117th Ave Miami, FL 33183