Struggling to manage your credit card debt? Take control of it with EdFed!
For a limited time, transfer your higher-rate balances to your EdFed Rewards Visa Credit Card at a special balance transfer rate as low as 2.99% APR1 for up to 6 months.
Balance transfer APRs range from 2.99% to 13.75%, depending on the card's standard APR, which ranges from 14.00% to 18.00%. Transferred balances will accrue interest at the Balance Transfer APR for 183 days from the card opening date or 08/01/2025, whichever is later, after which the APR will convert to the card's standard APR.
Take advantage of incredible savings while consolidating your credit card balances with EdFed's low balance transfer rates and everyday value.
Transfer your higher-rate balances in three simple steps:
| 1. | Log in to EdFed 24/SEVEN and transfer funds from your EdFed Rewards Visa Credit Card to your EdFed checking or savings account | | 2. | Write a check, make a withdrawal, or set up an automatic payment to pay off your higher-rate balances | | 3. | Start enjoying lower rates and savings back in your pocket with EdFed's everyday great low rates and outstanding card benefits |
Need to increase your limit to consolidate your existing balances? Apply for an increase today online or contact our Lending Center at 305-273-LOAN (5626) before this exciting offer ends on September 30.
Bring in the savings and get started with your balance transfer today!
1 APR = Annual Percentage Rate. All loans are subject to approval and are granted based on individual credit worthiness, ability to repay and credit score. The Introductory APRs range from 2.99%–13.75% for 6 months/183 days from account opening, based on creditworthiness, on all cash advances and balance transfers to new and existing EdFed Visa Rewards Credit Card cardholders during the promotional period. To receive the discounted rate on cash advances and transferred balances, new credit card applications must be received by 09/30/2025 and the transfer(s) and cash advances on EdFed Visa credit cards must take place between 08/01/2025 and 10/18/2025. Cash Advances and transferred balances will accrue interest at the introductory rate for 183 days from the card opening date or 08/01/2025, whichever is later. After 183 days from the card opening date or 08/01/2025, whichever is later, the rate will adjust to the standard cash advance and balance transfer rate, currently 14.00% APR to 18.00% APR, and are subject to change. The APR is a variable rate and is based on the Wall Street Journal Prime Rate (Index), plus a margin. Membership eligibility applies. |
