With a low rate, no annual fees, and fantastic rewards, the EdFed Rewards Visa Credit Card helps you save more, worry less, and make your money work for you.
For a limited time, you can take advantage of a balance transfer rate as low as 2.99% APR2 for up to six months (current APR ranges from 14.00% to 18.00% APR2). Plus, pay no balance transfer fees3!
Here is how you benefit:
| • | $200 cash back1 when you make $2,000 in purchases within 90 days of card issuance | | • | One point for every $1 you spend to redeem for cash, gift cards, travel, and more4 | | • | The same everyday low rate for both purchases and cash advances |
Let go of high-interest credit cards that pile on fees without rewards.
Take advantage of this exciting offer before it ends on September 30. Apply online or call 305-273-LOAN (5626) to get started!
1 Offer good on all new credit cards opened on or after 07/01/25. To receive the $200 cash-back incentive, you must make $2,000 in purchases within 90 days of card issuance. Returns, cash advances, and balance transfers do not count toward the required $2,000 purchase total. Cash will be provided as a $200 credit applied to the primary borrower's Prime Share within 100 days of credit card account opening.
2 APR = Annual Percentage Rate. All loans are subject to approval and are granted based on individual credit worthiness, ability to repay and credit score. The Introductory APRs range from 2.99%–13.75% for 6 months/183 days from account opening, based on creditworthiness, on all cash advances and balance transfers to new and existing EdFed Visa Rewards Credit Card cardholders during the promotional period. To receive the discounted rate on cash advances and transferred balances, new credit card applications must be received by 09/30/2025 and the transfer(s) and cash advances on EdFed Visa credit cards must take place between 08/01/2025 and 10/18/2025. Cash Advances and transferred balances will accrue interest at the introductory rate for 183 days from the card opening date or 08/01/2025, whichever is later. After 183 days from the card opening date or 08/01/2025, whichever is later, the rate will adjust to the standard cash advance and balance transfer rate, currently 14.00% APR to 18.00% APR, and are subject to change. The APR is a variable rate and is based on the Wall Street Journal Prime Rate (Index), plus a margin. Membership eligibility applies.
3 As of 01/28/2025, Annual Percentage Rate (APR) ranges from 14.00% to 18.00%. The APR will vary with the market based on the Prime Rate. Eligibility for the lowest rate and loan approval are based on creditworthiness, the ability to repay, and your credit score.
4 In order to redeem bonus points, you must enroll in the EdFed Rewards program at www.edfedrewards.org. Unredeemed points expire three years from the month of issuance. |
